TOM SMITH, A 203K LOAN EXPERT
When it comes to Renovation lending, you need an expert on your side – Tom Smith. Tom’s experience goes beyond the 32 fruitful years in the mortgage industry. His sole focus has always been to successfully help his clients with low cost – great interest rate Renovation Loans.
Tom provides practical advice while efficiently navigating through the Renovation process. Plus, the entire Tom Smith Renovation Team is proactive and upfront about project expectations – maintaining daily communications with contractors and ensuring that all draws are handled with the upmost accuracy.
Tom’s involvement and strict dedication to Renovation Loans allows him to stay relevant with industry standards and new products. He can find the most suitable loan for his clients while aspiring to exceed expectations in financing their projects.
If you’re looking for a Renovation Loan expert, look no further. Tom Smith can be reached at nights and weekends on his cell at (609) 582-2220. Connect with Tom to execute your Renovation project at the lowest cost possible.
“Tom was very communicative and kept use informed of each step of the journey to get financing for our loan. He even met with us at our property which is 6 hours away from his office. We appreciated the effort Tom took and the care he provided to help us throughout this complex process. We highly recommend Tom.”
~ Brian and Sara O.
“I cannot thank Tom enough for the amazing effort and perseverance he put forth on my loan. I was not the typical borrower and the home I wanted needed repairs and updates. All of this presented some initial challenges to obtaining the financing I needed. Nonetheless, Tom tirelessly worked every issue until he found the right loan tailored for my situation and needs. He was also always a phone call away for support. Can’t thank Tom enough!”
~ Joe M.
“The day I contacted Tom my previous loan officer had me confused, frustrated and ready to give up on the home of my dreams. He was headed to the office the morning I called him but realizing I was upset he took the time to pull off and park so he could explain how he could help me. He immediately called me back when he arrived to the office and got the process on its way. Thanks to Tom I now own my dream home. I could not have done this without him.”
~ Larry C.
“Tom was excellent to work with. He stayed very involved after our loan funded and all the way through our final construction draw.”
~ Kevin P.
“Tom made the complete renovation come true for our whole family.”
~ Hudson N.
“Thank you, Tom for your help, patience, and commitment to helping us with our construction loan from beginning to end. We so valued your expertise and knowledge.”
~ Victor P.
Tom was always available to speak with my wife and I when we had questions through text, email and on the phone. We had recently wanted to purchase a second property that needed a little work. We were interested in a renovation loan because we liked the fact that we could finance the renovation expense into the loan and make sure the work was professionally managed from start to finish. We got to pick out contractor and agreed on the bid and submitted it to Tom. Tom explained to us every single step and addressed all of our inquiries and concerns that came with a renovation loan. He was very knowledgeable and made us feel confident of what to expect. He suggested different pricing scenarios and this allowed us to easily make the right decision on what would work best for our budget. He was pleasant and professional through the entire loan process. I would recommend him to anyone I know, that will be buying a house that needs renovations to make it the perfect home!
~ Anthony P.
Tom and the whole team were wonderful. All our questions were answered, all my concerns were addressed and I was kept in the loop the whole way. Everything went smooth and I was very happy with the results. We got matched up with a great contractor through the Hud consultant and are happy to start the work on our home.
~ David H.
Having a working background in construction I had a clear vision of how I wanted my house. The bid to realize my vision was going to total over $350,000 in material/labor costs and permit fees. I reached out to Tom and he quickly qualified me and determined a Homestyle Conventional loan would work best. He was always available to answer my questions at any time. Tom even was out on my property meeting with myself and the HUD consultant who would be responsible for all future inspections during the construction process. Tom was top notch. I would recommend Tom to anyone who is thinking about doing major or even minor repairs.
~ Art W.
Tom was great, super responsive and always available through text, email and over the phone at all hours of the day. He was very helpful during the loan process and met with myself and the contractor on a Sunday and made sure everything about the renovation loan process was explained clearly. He arranged the Hud Consultant who would be the inspector during the renovation of my duplex including additional square footage. I would defiantly recommend Tom to friends and family.